Personal payday loan can range from R $ 1,000 to R $ 20,000. Depending on your credit analysis, it is possible that the maximum amount of the loan is less than R $ 20 thousand.
What percentage of my income can be committed to loans?
A maximum of 30% of proven income may be committed to loans. If you have more than 30% of your income committed to other loans, the chances of having your loan denied are great.
Is it possible to apply for a Personal payday loan online by adding family income?
No, you should only report your income on the loan application.
How to prove the income of an autonomous professional?
You can send the following documents to prove your income: bank statement for the last three months, Declaration of Proof of Income (DECORE) or Personal Income Tax Return (DIRPF) of the previous year.
Is it possible to have more than one Personal payday loan at a time?
Yes. But keep in mind that a maximum of 30% of your proven income may be compromised by other loans.
What is the criterion for defining the total value, term and value of the online Personal payday loan installments?
The credit analysis is who defines the approval of your proposal, the interest rate offered, the maximum loan limit you can request and the maximum installment term.
There are only two steps to credit analysis. In the first one is made an analysis with the data that you fill in our form and the answer leaves in a maximum of two minutes after all fields are filled. If you pass this first review, you will need to submit your documents digitally to verify the information provided. This last analysis comes out within one business day.
At the end of this step, if you are approved, you will know the interest rate, the amount you can request, and the installment options. And rest assured that you will be informed by email and SMS once the review is complete.